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Essential News from The Associated Press |
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Essential News from The Associated Press |
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? ?Associated Press. All Rights Reserved.
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NEW YORK (AP) ? If time spent at the bargaining table indicates progress, the NHL and the locked-out players' association finally could be on their way to making a deal to get hockey back on the ice.
A second straight day of marathon negotiations took place Wednesday, when the two sides spent more than five hours hammering away at the most contentious issues separating them. Coupled with the more than seven hours they spent negotiating on Tuesday, owners and players have been together about 13 hours and are ready to get back to it on Thursday.
Neither side tipped its hand about what was discussed or if the talks were successful, and the location of the meetings is still being kept secret.
"The National Hockey League's negotiating committee met with representatives of the National Hockey League Players' Association for approximately 5? hours," NHL deputy commissioner Bill Daly said in a statement Wednesday night. "We do not intend to comment on the substance or subject matter of today's negotiations."
NHLPA executive director Donald Fehr also said very little after the sides wrapped up the latest round of talks.
"The NHLPA and the NHL met to discuss many of the key issues," Fehr wrote in his statement. "We look forward to resuming talks (Thursday)."
Those issues include revenue sharing between teams and the "make-whole" provision, which involves the payment of player contracts that are already in effect. The lockout will be entering its 54th day Thursday, and there is still much to be done to work out the differences to reach a deal that will allow the already delayed and shortened season to begin.
Thursday will mark the fourth time in six days that face-to-face negotiations have taken place after the sides both rejected proposals on Oct. 18.
Along with a handful of team owners, eight players attended Wednesday's talks, five fewer than Tuesday. Pittsburgh Penguins captain Sidney Crosby and others left New York to try to avoid the impending snowstorm that hit the area, the union said.
There already was common ground before negotiations began Tuesday. The players' union adhered to the league's request to keep the meeting location a secret. With no outside distractions, the sides talked from afternoon until night. Then they did it again on Wednesday
Once they broke for the day, neither side gave any hint of what was discussed or if progress was made, but both pointed to the next round of talks. Steve Fehr met with Daly on Saturday, and neither provided many details of what was discussed, but both agreed that the meeting was productive.
Time is becoming a bigger factor every day a deal isn't reached. The lockout, which went into effect Sept. 16 after the previous collective bargaining agreement expired, has already forced the cancellation of 327 regular-season games ? including the New Year's Day outdoor Winter Classic in Michigan.
Whether any of the games that have been called off through Nov. 30 can be rescheduled if an agreement is made soon hasn't been determined. But the NHL already has said that a full 82-game season won't be played.
Back in October, the players' association responded to an NHL offer with three of its own, but all of those were quickly dismissed by the league ? leading to nearly three weeks without face-to-face discussions. Daly and Steve Fehr kept in regular contact by phone and agreed to meet last weekend.
Both sides have made proposals that included a 50-50 split of hockey-related revenues.
The NHL has moved toward the players' side in the contentious issue of the "make-whole" provision and whose share of the economic pie that money will come from. But work remains to get an agreement done.
Other core economic issues ? mainly the split of hockey-related revenue ? along with contract lengths, arbitration and free agency also will need to be agreed upon before a deal can be reached.
The players' association accepted a salary cap in the previous CBA, which wasn't reached until after the entire 2004-05 season was canceled because of a lockout. The union doesn't want to absorb the majority of concessions this time after the NHL had record revenue that exceeded $3 billion last season.
Source: http://news.yahoo.com/nhl-labor-talks-resume-thursday-023204471--nhl.html
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By Randee Dawn, TODAY contributor
"Twilight" franchise star Robert Pattinson knows he's called "RPatz" in the press and by fans. But he kind of wishes everyone would stop.
"I don't understand what the nickname culture is," he told TODAY's Savannah Guthrie Thursday. "If I could figure out a way to get rid of that, it'd be amazing. It does sound like an antacid tablet."
Just one of the downsides of fame that have emerged over the past four years as Pattinson has been starring in the film series, which ends when "The Twilight Saga: Breaking Dawn: Part 2" is released Nov. 16. Another appears to be the press and fan scrutiny of his relationship with "Twilight" co-star Kristen Stewart. The couple have been together almost throughout the making of the films, and had a very public split recently when she was caught smooching the director of her film "Snow White and the Huntsman."
When Stewart appeared on TODAY Wednesday, she was cagey about whether they'd reunited, noting, "Keep 'em guessing." And Pattinson was just as dodgy. "I want to ask, because we get asked that all the time," he said. "It's like, 'Who is actually asking?' Is it in your contract?"
Guthrie allowed that it was.
"It doesn't have to be (personal)," he said. "It only becomes personal if you answer it."
In any case, there's a lot of change ahead for Pattinson and his probably-maybe girlfriend Stewart, now that the "Twilight" movies are over and they're starting to go their separate ways professionally. Pattinson took a rather dim (if tongue-in-cheek) view of the rest of his career: "It's the end of my youth," he grinned. "Just a slow death from now."
"The Twilight Saga: Breaking Dawn: Part 2" opens on Nov. 16.
Vittorio Zunino Celotto / Getty Images
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| Central eclipse paths fro 2001-2020 (Photo credit: Wikipedia) |
Working Group on Solar Eclipses/Program Group on Public Education at Solar Eclipses
Links to lists of solar eclipse resources and references:
http://sites.williams.edu/iau-eclipses
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Source: http://freelancewondering.blogspot.com/2012/11/international-astronomical-union.html
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Author Devin D. Thorpe
Devin D. Thorpe brings a broad perspective to financial planning, having owned and operated an investment-banking firm?which included an investment advisory business?and a mortgage brokerage and having served in a variety of corporate finance positions.
Presently, Devin serves as a business professor at South China University of Technology in Guangzhou, China on behalf of Brigham Young University?s Kennedy Center China Teachers program. Previously, he served as the Chief Financial Officer for the multinational company MonaVie, listed in Inc. Magazine?s 2009 Inc. 500 as the 18th fastest growing company in America and, at $834 million in revenue, the third largest company on the list.
Prior experience includes two years working on the staff of the U.S. Senate Banking Committee during Utah Senator Jake Garn?s tenure. He also served briefly in Utah State Government, working at USTAR under Governor Jon Huntsman. ?He earned an MBA with focus in Finance and Accounting from Cornell University?s Johnson Graduate School of Management. He completed his undergraduate degree in finance at the University of Utah, where he later worked as an adjunct professor of finance. In 2006,
Devin was recognized by the David Eccles School of Business at the University of Utah as a Distinguished Alum. In the Church, Devin presently serves as a seminary teacher along with his wife, Gail. Previously, he served as a counselor in a stake presidency, a counselor in a bishopric, ward executive secretary, young men?s president, assistant scout master, three times as an assistant ward clerk, and in more elders quorum presidencies than he can count. Devin ran his first marathon in 2011, finishing in 4:35.
Links:This preparatory law is good preparation for living the higher law.? So much of our time, talents and resources are already dedicated directly to building the kingdom that to go to the next step of fully consecrating our assets and income to the Lord should become relatively simple.? It is not inappropriate to consider financial planning from the standpoint of preparing ourselves for living this higher law.
Building Wealth for Building the Kingdom
Building Wealth for Building the Kingdom is a simple, practical guide to help LDS families organize their personal financial plans to meet their unique goals. The book provides simple answers to questions like:
How much should I be saving each month for my son?s mission?
How much should I be saving each month for my children?s college education?
How can I save enough to be able to retire while I?m healthy enough to serve a mission?
Avoiding tips on pinching pennies, the book focuses on opportunities to save thousands or tens of thousands of dollars by making smart moves with big decisions, like home and car purchases.
Mormon families will appreciate the gospel-centered, scripture-based focus on putting tithing at the center of a financial plan. Building Wealth for Building the Kingdom will help prepare families to enjoy the benefits of their labor while simultaneously contributing to the growth of Church.
Source: http://iamareadernotawriter.blogspot.com/2012/11/building-wealth-for-building-kingdom-by.html
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TIP! Don?t put off handling the research or procedures for the bankruptcy process if that is the route you?re taking. It can be difficult to ask for help, but as you wait, you accrue more debt.
There is no one that goes through life expecting to experience bankruptcy. Sometimes there is simply no viable alternative in a given financial situation. This is when it?s important to understand the basics of bankruptcy. If you get yourself in this type of situation, you will surely find the information in this article very helpful.
TIP! You should be able to meet with a specialized lawyer for free to ask your questions. Most lawyers offer free consultations, so consult with a few before settling on one.
Before you make the final decision to file bankruptcy, consider the other options you have. Perhaps credit counseling can resolve your issues. There are a number of companies that will assist you, many of which are non-profit. They can help you to lower both your debts and interest owed to creditors. You?ll make your payments to the company, and the company will pay off your creditors.
TIP! When you file for bankruptcy, it doesn?t mean that you will lose your assets. When you file for bankruptcy, you are allowed to keep personal property.
Don?t leave your lawyer completely in charge. Your attorney is a professional who knows about laws regarding bankruptcy, but you should still know as much as you can about the proceedings. It is vital to stay as involved as possible while filing for bankruptcy, after all it is your financial future.
TIP! Be honest when filing for bankruptcy. Don?t hide liabilities or assets, as they?ll come back and haunt you.
Many people who have filed for bankruptcy, resolve to never use credit or credit cards again. Since using credit responsibly is the only way to improve your credit score, this is not such a good idea. Without using credit cards or other forms of credit, it is nearly impossible to rebuild your credit worthiness. You can rebuild your credit slowly, beginning with just one credit card.
TIP! Even if you are involved with Chapter 13 bankruptcy, it is still possible to get a mortgage or an automobile loan. But, it could be harder.
Be certain you understand all you can about bankruptcy by researching reputable sites that offer good information. The United States Run a quick Internet search to find out all the different agencies you should be contacting or visiting via the web to find out what you can. The more knowledge you have, the more you are able to make right decisions and find a new future.
TIP! Do not delay in filing your personal bankruptcy case. If you come to the conclusion that you must file for personal bankruptcy, go ahead.
Learn the differences between Chapter 7 and Chapter 13 bankruptcies. In Chapter 7 most of your outstanding accounts will essentially be erased. This type of bankruptcy ends any relationship you might have with creditors. If you file for Chapter 13 bankruptcy, however, you will enter into a 60 month repayment plan before your debts are completely dissolved. Both options have advantages and drawbacks, so do your research before deciding.
TIP! Don?t give up. Once bankruptcy has been filed, you may be able to regain possession of items such as electronic goods or cars that were taken away from you.
There are lawyers who maintain a telephone service meant to field calls from creditors attempting to contact debtors who have filed for bankruptcy. You can just give them the number and they can call for confirmation that your debt is indeed part of a bankruptcy. If everything checks out, the call center should then update their records to show that you no longer owe any money to that company.
TIP! Learn the differences between Chapter 7 bankruptcy and Chapter 13 bankruptcy. Weigh all the information you can find on- and off-line to make an educated decision.
Before you file, make sure you understand the laws as much as possible. For instance, for 365 days before filing, no one is able to receive assets from the filer. Also, you can?t go and max out your credit card just because you are about to file for bankruptcy.
TIP! After filing for bankruptcy, you may have difficulty getting approved for unsecured credit. If this happens, instead you should turn your attention to secured credit cards.
Never take huge cash advances directly from your credit cards before you file for bankruptcy, since you know that all debts will be erased from these cards. This is fraud, and you will be required to pay that money back.
TIP! You will be in touch with creditors before declaring bankruptcy. Be sure to ask for written documents detailing any agreements you make.
If you plan on filing for bankruptcy, never transfer your assets to another person within one year of filing. This is a blatant attempt to hide assets and may result in your filing from being dismissed. Certain assets might actually be exempt and out of the reach of creditors, anyhow. Regardless, hiding assets in this manner is never acceptable, so make sure to wait to file if you have recently transferred any assets.
TIP! Don?t automatically assume that bankruptcy is your only option. Consult with a bankruptcy attorney to see if an interest rate reduction or debt repayment plan is an alternative to filing for bankruptcy.
Once you determine that claiming personal bankruptcy is something that you must do, you will need all the advice that you can get. It will be easier to do this if you gather as much information as possible. Now that you have read the advice shared here with you, you can move forward on the right financial path for you
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